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New & Used Cars

Alliance Credit Union car loans offer great rates & flexible repayment terms on all new and used vehicles.

  • Financing up to 100% NADA Retail Value of your new or used vehicle
  • New auto terms up to 84 months and used auto terms up to 72 months
  • No hidden fees or prepayment penalties
  • Fast, easy and convenient loan approval process! Get Pre-Approved today!
  • Discounts for members under 20, buying their first car
  • Discounts for members with Best Interest Checking
  • Convenient, automatic payments can be set-up
  • Partnerships with Enterprise Car Sales & TrueCar 

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Vehicle Loan Rates

TermNew Vehicle APR (as Low as) Used Vehicle APR (as Low as)
1-36 Months3.25%3.25%
37-48 Months3.75%3.75%
49-60 Months3.75%3.75%
61-72 Months4.25%4.25%
73-84 Months5.75%Not Available

*Rates subject to change daily. Alliance will finance up to 100% NADA Retail Value

Check out our motorcycle, boat and RV rates!

Check out our auto loan calculators!

New Vehicle Purchase Example

New 60-month vehicle loan for $18,000 
Big Bank
6.74% APR

$376 per month
Alliance
2.69% APR
$341 per month
Monthly Savings $35
Total Savings
(over life of loan)
$2,100

Refinance Loan Example

You have $22,000 left to pay on your current vehicle and 48 payments left… 
Current loan
8.10% APR
$538 per month
Alliance refi
2.69% APR
$377 per month
Monthly Savings $161
Total Savings in Interest
(over life of loan)
$1,267