Checking

Our Checking Accounts

Get more from your money with Alliance's personal checking accounts. Enjoy 24/7 access to your funds, free online banking and bill pay, and the freedom to spend where and when you need — whether it's groceries, gas or a night out. Our accounts are designed to make managing your finances simple, flexible, and rewarding.

family of four eating at a restaurant

Checking Account Comparison

Checking Account Comparison
	Free Checking Account	Best Interest Checking Account	GenFree Checking Account
Minimum to Open	$5	$5	$5
Interest Earning?	No	$0–$10,000: 3.85% interest rate (4.00% APY) $10,001–$100,000+: 0.10% (0.10% APY)	No
Monthly Fee?	No	No	No
Check Writing Limits?	No	No	No
ATM Card?	Yes (for qualified members)	Yes (for qualified members)	Yes (for qualified members)
Online Banking?	Yes	Yes	Yes
Mobile Banking?	Yes	Yes	Yes
E-Statements?	Yes	Yes	Yes
Online Bill Pay?	Yes	Yes	Yes
Requirements?	No	Have at least 10 debit card transactions post & settle, have at least one direct deposit post & settle, pay three bills with Bill Pay or recurring ACH (combined) per month & enroll in e-statements	Must be 13+ (with parent/guardian). Please bring a student ID or the minor’s Social Security card.
Additional Benefits	Receive 0.50% off new consumer loans with direct deposit	Receive 0.50% off new consumer loans with direct deposit Receive a $995 lender credit towards first mortgage closing costs with direct deposit Full Account Disclosure	ATM refunds up to $20 per month. Free first box of checks Receive 0.50% off new consumer loans with direct deposit 0.50% APR* discount on first car loan

*APR = Annual Percentage Rate. For qualified members. Age restrictions may apply. May require a co-signer.

Additional Checking Services

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