Important Scam Alert!
We are seeing an increase in spoofed phone calls pretending to be our organization. Scammers may falsify caller ID to make it appear as if the call is coming from us. We will never ask for passwords or usernames over the phone. If you receive a suspicious call, hang up and contact us directly using the number listed on our official website.
Get more from your money with Alliance's personal checking accounts. Enjoy 24/7 access to your funds, free online banking and bill pay, and the freedom to spend where and when you need — whether it's groceries, gas or a night out. Our accounts are designed to make managing your finances simple, flexible, and rewarding.
| Free Checking Account | Best Interest Checking Account | GenFree Checking Account | |
|---|---|---|---|
| Minimum to Open | $5 | $5 | $5 |
| Interest Earning? | No |
$0–$10,000: 3.85% interest rate (4.00% APY) $10,001–$100,000+: 0.10% (0.10% APY) |
No |
| Monthly Fee? | No | No | No |
| Check Writing Limits? | No | No | No |
| ATM Card? | Yes (for qualified members) | Yes (for qualified members) | Yes (for qualified members) |
| Online Banking? | Yes | Yes | Yes |
| Mobile Banking? | Yes | Yes | Yes |
| E-Statements? | Yes | Yes | Yes |
| Online Bill Pay? | Yes | Yes | Yes |
| Requirements? | No | Have at least 10 debit card transactions post & settle, have at least one direct deposit post & settle, pay three bills with recurring ACH per month & enroll in e-statements | Must be 13+ (with parent/guardian). Please bring a student ID or the minor’s Social Security card. |
| Additional Benefits | Receive 0.50% off new consumer loans with direct deposit |
Receive 0.50% off new consumer loans with direct deposit Receive a $995 lender credit towards first mortgage closing costs with direct deposit Full Account Disclosure |
ATM refunds up to $20 per month. Free first box of checks Receive 0.50% off new consumer loans with direct deposit 0.50% APR* discount on first car loan |
*APR = Annual Percentage Rate. For qualified members. Age restrictions may apply. May require a co-signer.