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About Us

Who We Are

Alliance Credit Union is your local, not-for-profit financial cooperative. Originally chartered in 1948 to serve the financial interests of Emerson Electric Co. employees, today’s Alliance Credit Union serves communities throughout Greater St. Louis.  Our not-for-profit status means we can provide you lower loan rates and higher returns on savings accounts. We invest our profits back into the credit union- profits are not divided up by outside stockholders. We will provide you with personal service, convenience and competitive financial solutions from a professional staff.

  • Staff is great and very personable. Never a long line and moves quickly. Great with first time loans, savings, and mortgages. I recommend them to my family and friends!

    John Woldolph Avatar John Woldolph
    February 19, 2020

    My interactions/transactions with Alliance Credit Union have been handled in a completely straight-forward, streamlined, professional, pleasant, and highly effective manner. I appreciate the people I have interacted with, and their "can-do" way of getting things done. Thanks to all!

    Jim Boyd Avatar Jim Boyd
    February 19, 2022
  • Very good service! Great location for me. Knowledgeable staff. They smile, too.

    Ben White Avatar Ben White
    November 9, 2023

    Great service from Amra and Steven today! We got to the bank just as the door closed in need of a new debit card. They opened the doors for us and gave us credit service and I walked out with a new, activated debit card. We so appreciate the service.

    Mary Bordner Avatar Mary Bordner
    November 19, 2023
  • I have been with Alliance Credit Union for more years than I care to reveal. I've always had a very personable experience. They (meaning their staff) have always been willing to help with any problems I may have had.

    marc clifton Avatar marc clifton
    September 26, 2017

    Fast friendly service.

    David Williams Avatar David Williams
    February 6, 2020
  • Alliance Credit Union has been where I bank for many years and I have always felt like a valued member. I am so dedicated to being an Alliance Credit Union member that when I relocated out of state, it’s still where I do all my banking. I don’t plan on leaving Alliance Credit Union.

    Valarie Jackson Avatar Valarie Jackson
    February 19, 2021

    Superb company. Sincere, friendly staff. Tremendously easy to open your accounts. Gorgeous facility inside and out. Best experience I've had, not only for banks, but for any business I've interacted with! 6 stars!

    xamzax Avatar xamzax
    February 19, 2020
  • Worked with Lyla at Alliance on changes to several accounts and it was an Outstanding experience. After completing those changes Lyla resolved several issues I had with the Alliance CU website and with the Elan website. I greatly appreciate all of Lyla’s help and highly recommend you contact her when you need help with your CU accounts.

    Warren Van Gorp Avatar Warren Van Gorp
    December 19, 2023

    I've been a member for over 25 years, They have all my loans and they are very service oriented. I find them extremely friendly and very personable. While other institutions are changing names and banking policies, Alliance has been the one constant thing in my financial life. Member for life.

    Roger Smith Avatar Roger Smith
    February 19, 2021

Mission & Values

We understand that confidence must be earned and we strive to do just that. We provide you, our members, personal service, convenience and competitive financial programs.

The Credit Union Movement was founded on the principles of democracy and a philosophy of “not for profit, not for charity, but for service.” For over 75 years we have helped our members reach their financial goals by providing fairly priced and user-friendly services. The pursuit of affordable financial services is something we’ve built our reputation on!

Board of Directors

One of the important credit union differences between a credit union and a bank is that we operate under the general direction of a volunteer board of directors as opposed to paid board members at a bank. Our volunteer officials contribute their time and talent to help guide the credit union’s strategic planning and oversee the general operations on behalf of our members.

Board of Directors:

Benjamin Hegvik, Chairman
Jennifer Wiscons-Miller, Vice-Chairman
Larry Markos, Secretary & Treasurer
Gary Rottler, Director
William Molstad, Director
Robert Haul, Director
Marshall Watkins, Jr., Director
Larry Powell, Associate Director
Larry Conley, Associate Director

Supervisory Committee Members:

Dan Boyer, Supervisory Committee Chairman
Jill Greene
Anthony Brown

Senior Management:

Tim Stephens, CEO
Sean Chambers, COO
Ken Bellamy, CFO
Debbie Smith, AVP of Internal Controls and Compliance
Frank Evans, Vice President of Human Resources

The duties and responsibilities of the Board of Directors are based on the credit union’s bylaws, state statutes and state & federal lending laws and regulations. The board is responsible for maintaining the general direction and control of the credit union. These responsibilities include but are not limited to:

  • Approval of policies that guide the affairs of the credit union
  • Planning for the current and future needs of the members
  • Approval of the annual operating budget
  • Appointment of committee members including Supervisory and Nominating Committees
  • Election of table officers including board chairman, vice chair, treasurer and secretary
  • Ensuring the use of sound business practices
  • Maintain the financial stability of the credit union

The goal in the selection of board members is to maintain diversity so that there is a broad representation of the membership. Members seeking a volunteer position may seek nomination by completing a volunteer application and submitting it to the Nominating Committee.

Elected and appointed Alliance officials must agree to complete appropriate courses in CUNA’s Volunteer Leadership Program. This continuing education is available to ensure that officials have the training necessary to:

  • Offer sound financial and strategic guidance
  • Understand the regulatory and operational environment in which the credit union works
  • Work effectively with other officials and management

Volunteering Opportunities

If you or someone you know is interested in volunteering to serve Alliance, please contact us at: talktous@alliancecu.com

Read about our Account Agreement