Due to weather conditions, our lobbies are closed on Saturday, November 29th. Phone services, online chat, online banking, and the mobile app will be available to assist in your banking needs. Thank you for your understanding. We value the safety of our members and employees,
Auto Calculators
- Auto Rebate vs. Low Interest Financing
Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. - Auto Refinance Interest Savings
Use this calculator to see how much interest you can save by refinancing your auto loan. - Car Loan Calculator
Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment. - Home Equity Loan vs. Auto Loan
Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.
Lower rates mean a lower monthly payment…
- Financing up to 100% NADA Retail Value of your new or used vehicle
- New auto terms up to 84 months and used auto terms up to 72 months
- No hidden fees or prepayment penalties
- Fast & easy loan approval process! Get Pre-Approved today!
- Discounts for members under 20 who are buying their first car
- Discounts for members with Best Interest Checking
- Convenient, automatic payments can be set-up
- Partnerships with Enterprise Car Sales & TrueCar
Insurance / Additional Car Shopping Options:
Qualified members may skip one consumer loan payment every six months only (e.g., January through June & July through December) & no loan can be skipped two months in a row. To request a skip payment, please call 636.343.7005, click "Let's chat" below, email us, or complete the request form below. We will respond as soon as possible.
Vehicle Loan Rates
| Term | New Vehicle APR (as Low as) | Used Vehicle APR (as Low as) |
|---|---|---|
| 1-36 Months | 4.89% | 5.24% |
| 37-48 Months | 4.99% | 5.39% |
| 49-60 Months | 5.09% | 5.49% |
| 61-72 Months | 5.39% | 5.74% |
| 73-84 Months | 6.24% | 6.49% |
New Motorcycle, ATV & Jet Ski Loan Rates
| Term | New Vehicle APR (as Low as) | Used Vehicle APR (as Low as) |
|---|---|---|
| 1-36 Months | 8.00% | 8.00% |
| 37-48 Months | 8.25% | 8.25% |
| 49-60 Months | 8.25% | 8.25% |
| 61-72 Months | 9.00% | 9.00% |
New RVs and Boat Loan Rates
| Term | New Vehicle APR (as Low as) | Used Vehicle APR (as Low as) |
|---|---|---|
| 1-72 Months | 7.75% | 7.75% |
| 73-120 Months | 8.75% | 8.75% |
| 121-180 Months | 9.75% | 9.75% |
Classic Car Loan Rates
| Used Vehicle APR (as Low as) | |
|---|---|
| 60 Months | 7.49% |
| 72 Months | 7.99% |
Personal Loan
| Term | APR (as Low as) |
|---|---|
| Revolving Credit Terms | 9.49% |
Savings or CD Secured Loan Rates
| APR (as Low as) | |
|---|---|
| Up to 120 Months Based upon Amount Borrowed | 3.00% |