SecureNow - Coming to Online Banking!
One time passcodes will begin on March 24, 2026. Please click here for additional information.
Basic Savings Accounts
By depositing and maintaining a basic savings account balance of $5, you are eligible for all of the benefits of credit union membership – including competitive rates and superior service.
Basic savings accounts pay a nominal interest rate, but offers the most flexibility and has a low minimum balance requirement. They are one of the most “liquid” options, meaning you can withdraw your money at any time without limit or waiting.
Other features include:
- Can be used in conjunction with free checking account overdraft protection.
- Direct deposit or payroll deduction to the savings or checking account is available.
- Surcharge-FREE ATM access at more than 28,000 CO-OP ATMs FREE Virtual Branch Online Banking.
Call or visit any branch to open your Basic Savings Account today!
| If Average Daily Balance for the Month is: | The Interest Rate Paid on the entire balance in your account will be: | With an Annual Percentage Yield of: |
|---|---|---|
| $100 – $1,000 | 0.05% | 0.05% |
| $1,000 – $10,000 | 0.05% | 0.05% |
| $10,000+ | 0.05% | 0.05% |
Pledge your savings or certificate of deposit as security with the following rates and terms!
- The rate on your loan will adjust to stay at 3% over the savings rate.
- Loan terms may not exceed the CD maturity date but can be amortized for a longer term with a final balloon payment at maturity.
Check out our Current Savings and Investment Rates page for information on Alliance Certificates of Deposit, Daily Investment Funds Money Market Accounts, Holiday / Vacation Savings Club, and IRA CDs.
