Youth Savings

Star Student Savings Club

Alliance is a great place for your children to open their first savings account. Instilling the value of saving from a young age helps start a life-long habit and teaches your children about the responsibility and rewards that come with it. Our Star Student Savings Club is designed to help children ages 0-12 understand what a credit union is while teaching them how to be a superstar saver!

As a member of our Star Student Savings Club, you will earn $1 for every “A” or “B” that you receive on your semester report card. To encourage you to save that hard-earned money, we have created our Superstar Savings Card. Every time you save $5, simply bring it into any branch for deposit and we will give you a Superstar Savings Sticker. Once you collect 20 stickers or have saved up $100, we will deposit an additional $5 into your Star Student Savings Club account.*

Be sure to bring your finished coloring page to your branch!

Super Savor Coloring Page

Free Money-Saving Games

Key Benefits:

Receive $1 for every “A” or “B” on their semester report card
Kid’s earn 10% APY on the first $500 they save!
Savings account minimum balance of just $5
12-Month Superstar Saver CD: Perfect way to start saving for college. Open today for just $250!

Help your child, grandchild, niece or nephew develop good savings habits and have fun at the same time. Simply visit any branch to start your child’s Star Student Savings Club account today! Please bring your child’s Social Security card at account opening.

Call us with any questions at 636-343-7005, option 0.

Apply at a Branch Near You

GenFree Checking Teen and College Account

Our GenFree Checking is a great new teen and college account and financial education program. It’s all about learning how to manage money and finances.

Being a member of GenFree Checking (all Alliance members age 13-23) will ensure that you get practical advice on financial topics that really matter, such as:

Balancing a checkbook
Learning to budget and plan ahead
Getting an auto loan
Managing credit effectively
Understanding financial terms
Simply follow Alliance on social media to follow our educational advice!

Becoming a member of GenFree Checking is your first step toward making the most of your money.

$5 minimum opening balance
Ages 13 to 23, so you can take your account to college and have up to $20 per month in ATM fees returned
GenFree 12-month Certificate of Deposit (only $250 minimum balance)
GenFree Checking with a FREE box of checks (16+ w/parent or guardian)
FREE ATM Card
FREE Virtual Branch Online Banking
Surcharge-Free access to more than 28,000 CO-OP Network ATMs nationwide
Debit Card (need parent/guardian signature if under 18 years old)
Two NSF fee refunds per year (upon request)
$500 loans to establish credit with co-signor
0.50% APR off first car loan with co-signor
Receive 0.25% APR off new consumer loans with direct deposit
FREE mobile app
FREE Electronic Statements
And much more!
Simply bring your child’s Social Security card (if under 18) to open their account at any branch today!

A complete list of account fees and disclosures are available on request.

NCUA Logo

Federally-Insured by the NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U. S. Government Agency. Individual Retirement Accounts (IRAs) are insured separately to $250,000 by the NCUA.

Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account monthly.
The minimum balance required to open this account is $5. You must maintain a minimum average daily balance of $100 to obtain the disclosed annual percentage yield.
Interest begins to accrue on the business day you deposit noncash items (for example, checks).
Interest is compounded monthly and credited on the last day of the month. If you close your account before interest is credited, you will not receive the accrued interest.
We use the Average Daily Balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period.
The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Fees could reduce earnings on account.
A complete list of account fees and disclosures are available on request.

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