“Notice of Change in FUNDS AVAILABILITY POLICY DISCLOSURE Effective July 1, 2025 the Disclosure shall be amended to state, in part: The first $275.00 from a deposit of other checks will be available on the first business day following the day of your deposit. The remaining funds will be available on the second business day following the day of your deposit. For example, if you deposit a check in the sum of $700.00 on a Monday, $275.00 of the deposit is available on Tuesday. The remaining $425.00 is available on Wednesday. We place certain limitations on withdrawals in cash. In general, $275.00 of a deposit is available for withdrawal in cash on the same business day we receive your deposit. Longer delays may apply to deposits checks totaling more than $6,725.00 on any one (1) day. Funds from electronic direct deposits to your account will be available on the next day following the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $6,725.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the next business day following the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you. The excess over $6,725.00 will be available on the ninth business day following the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 will not be available until the second business day following the day of your deposit.”