Use any St. Louis area and nationwide CO-OP Network ATM without a transaction charge!

      Alliance Credit Union offers access to more than 28,000 surcharge-free ATM locations across the country. You can use any Alliance Credit Union or CO-OP Network ATM for surcharge-free* withdrawals from your account.

      Find a CO-OP ATM in a city near you

      Shared Branching Available

      Though our participation in the CO-OP Shared Branching Network, you may handle your financial business at 5,100 credit union branches nationwide.
      Click here to locate participating shared branches.

      * Unlimited Alliance Credit Union ATM transactions. Up to 8 CO-OP transactions per month without incurring a charge. Service charges may apply on ATMs without the Alliance Credit Union or CO-OP Network ATM logo.

      Q:  Where Can I Use My ATM Card or VISA CheckCard?

      A:  Members may access their Alliance account at any ATM displaying the Alliance Credit Union, CO-OP, Star, Visa and Accel/Exchange logo.  Additionally, many merchants allow customers to use their ATM to purchase merchandise by entering your PIN (personal identification number).

      Q:  Where Can I find free (surcharge-free) ATMs?

      A:  Members may access their Alliance account(s) without a transaction fee at ATMs owned by Alliance Credit Union.  Additionally, members have free unlimited access at CO-OP ATMS for deposits, transfers, credit advances and balance inquiries.  Members can also withdraw funds without a transaction fee up to 8 times per month at CO-OP ATMs not owned by Alliance Credit Union.  After the 8th time a small transaction fee will be charged.

      Q:  How do I locate a CO-OP ATM?

      A:  Members can review the abbreviated list above, or logon to for a complete CO-OP ATM Location Guide.

      Q:  Can I use may ATM Card at an ATM that does not display the CO-OP Logo?

      A:  YES, Alliance members may also access their accounts at ATMS in the Star, Cirrus, and Accel networks.  (A nominal charge will apply at ATMs that do not display a CO-OP.)

      Q:  Is there a monthly fee to use my Alliance ATM or VISA Debit Card?

      A:  There is no monthly fee to use your Alliance Debit or ATM card.

      Branch Closure Dates 2019-2020

      January 21, 2019- Martin Luther King Day
      February 18, 2019- President’s Day
      May 27, 2019- Memorial Day
      July 4, 2019- Fourth of July
      September 2, 2019- Labor Day
      October 14, 2019- Columbus Day
      November 11, 2019- Veterans Day
      November 28, 2019- Thanksgiving
      December 24, 2019- Offices close at noon
      December 25, 2019- Christmas
      January 1, 2020 – New Year’s Day