About Us

Who We Are

Alliance Credit Union is your local, not-for-profit financial cooperative. Originally chartered in 1948 to serve the financial interests of Emerson Electric Co. employees, today’s Alliance Credit Union serves communities throughout Greater St. Louis.  Our not-for-profit status means we can provide you lower loan rates and higher returns on savings accounts. We invest our profits back into the credit union- profits are not divided up by outside stockholders. We will provide you with personal service, convenience and competitive financial solutions from a professional staff.

  • 5 star review  So far so good

    thumb N Warren
    August 27, 2019

    5 star review  Had to get a shared branch cashier's check. Took about 2 minutes from entering the building. The person helping me could not have been nicer and more helpful. Will return if the need arises.

    thumb Shane McAllister
    July 5, 2019
  • 5 star review  I can definitely say that going through Alliance Credit Union for my small business loan was a superb decision. I live in the city but went out to their main branch in Fenton to start the loan process and that was the only time I had to go out there because the branch on Hampton definitely showed what it's like to be a team player they showed commitment respect for my time and really the enthusiasm that is lacking in many businesses today I will always support Credit Unions as they support the community so if you are looking to start a small business or a local business contact Alliance Credit Union

    thumb Rich's Landscape Design & Lawn Care
    March 2, 2020

    4 star review  Fast friendly service.

    thumb David Williams
    February 6, 2020
  • 4 star review  I have been a member of this credit union since I was 2 years old when my parents opened an account for me. They have always been more helpful the any major bank. We went from Sts Peter and Paul credit union, to St. Anthony credit union, to 1st city credit union and then merging into Alliance credit union. However, today when I went into to learn more about a mortgage the teller was not able to answer any of my questions letting me know that I could look into up online (which I already did) and referred me to the mortgage department.

    thumb Sarah Effler
    August 3, 2019

    4 star review  They were super helpful to me and offered suggestions on my poor underfunded CD - They were an asset to Alliance Credit Union.

    thumb Melba Hubbard
    December 10, 2020
  • 5 star review  The employees are always sweet, friendly and helpful and they are usually playing pretty decent music. I've never felt more comfortable in a bank. Highly recommended.

    thumb Emily Brown
    December 14, 2018

Mission & Values

We understand that confidence must be earned and we strive to do just that. We provide you, our members, personal service, convenience and competitive financial programs.

The Credit Union Movement was founded on the principles of democracy and a philosophy of “not for profit, not for charity, but for service.” For over 60 years we have helped our members reach their financial goals by providing fairly priced and user-friendly services. The pursuit of affordable financial services is something we’ve built our reputation on!

Board of Directors

One of the important credit union differences between a credit union and a bank is that we operate under the general direction of a volunteer board of directors as opposed to paid board members at a bank. Our volunteer officials contribute their time and talent to help guide the credit union’s strategic planning and oversee the general operations on behalf of our members.

Board of Directors:

Benjamin Hegvik, Chairman
Jennifer Wiscons-Miller, Vice-Chairman
Larry Markos, Secretary & Treasurer
Gary Rottler, Director
William Molstad, Director
Robert Haul, Director
Marshall Watkins, Jr., Director
Robert Taylor, Associate Director

Supervisory Committee Members:

Dan Boyer, Supervisory Committee Chairman
Jill Greene
Anthony Brown

Senior Management:

Tim Stephens, CEO
Sean Chambers, Vice President of Operations
Ken Bellamy, CFO
Debbie Smith, AVP of Internal Controls and Compliance
Frank Evans, Vice President of Human Resources

The duties and responsibilities of the Board of Directors are based on the credit union’s bylaws, state statutes and state & federal lending laws and regulations. The board is responsible for maintaining the general direction and control of the credit union. These responsibilities include but are not limited to:

  • Approval of policies that guide the affairs of the credit union
  • Planning for the current and future needs of the members
  • Approval of the annual operating budget
  • Appointment of committee members including Supervisory and Nominating Committees
  • Election of table officers including board chairman, vice chair, treasurer and secretary
  • Ensuring the use of sound business practices
  • Maintain the financial stability of the credit union

The goal in the selection of board members is to maintain diversity so that there is a broad representation of the membership. Members seeking a volunteer position may seek nomination by completing a volunteer application and submitting it to the Nominating Committee.

Elected and appointed Alliance officials must agree to complete appropriate courses in CUNA’s Volunteer Leadership Program. This continuing education is available to ensure that officials have the training necessary to:

  • Offer sound financial and strategic guidance
  • Understand the regulatory and operational environment in which the credit union works
  • Work effectively with other officials and management

Volunteering Opportunities

If you or someone you know is interested in volunteering to serve Alliance, please contact us at: talktous@alliancecu.com

Read about our Account Agreement

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