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About Us

Who We Are

Alliance Credit Union is your local, not-for-profit financial cooperative. Originally chartered in 1948 to serve the financial interests of Emerson Electric Co. employees, today’s Alliance Credit Union serves communities throughout Greater St. Louis.  Our not-for-profit status means we can provide you lower loan rates and higher returns on savings accounts. We invest our profits back into the credit union- profits are not divided up by outside stockholders. We will provide you with personal service, convenience and competitive financial solutions from a professional staff.

  • Awesome!

    Cara Meyer Avatar Cara Meyer
    November 23, 2021

    I recently had a home insurance payment issue and Emma stepped in to clear everything up with the insurance company in about 5-10 minutes. Top notch team.

    R Avatar R
    March 19, 2023
  • I just opened a new account. Friendly staff and pleasant to be around. The only complaint I have had is when I attempted to cash my check and deposit some into my checking account. I was advised that it would be a two day hold but when I received my receipt it showed a 10 day hold and the funds were deposited into my savings account. I called to find out what was going on. Long story short, the teller wasn’t paying attention to my account and gave me the incorrect information. However I was then apologized to and was told the policy and explained why. I understood, just upset I wasn’t given a fair opportunity to make a decision which left me with no money. I’ve heard good things about this financial institution and hope that this will be just a one time mistake.

    Cornelia Winder Avatar Cornelia Winder
    February 19, 2019

    Friendly laid back comfortable professional environment

    Chris Colburn Avatar Chris Colburn
    February 19, 2019
  • My interactions/transactions with Alliance Credit Union have been handled in a completely straight-forward, streamlined, professional, pleasant, and highly effective manner. I appreciate the people I have interacted with, and their "can-do" way of getting things done. Thanks to all!

    Jim Boyd Avatar Jim Boyd
    February 19, 2022

    Was very helpful in providing insight into Covid-19 relief for small businesses. We were able to complete everything in one visit. Will be our first stop of business services in the future. Thanks Alliance!

    Jodi Welsh Avatar Jodi Welsh
    February 19, 2023
  • Alliance has been my credit union for 40 plus years. Great service.

    Susan Till Avatar Susan Till
    February 12, 2024

    Opened up a new account at Alliance-for the first time in 30 years. Melissa did a great job walking us through the details and signing us up! Excellent rates on CDs and friendly knowldgeable staff! Thank you again Melissa!

    Brady Ryan Avatar Brady Ryan
    February 12, 2024
  • My family and have been members for over 20 years. The best part about Alliance to us is the personal care we get week after week. Amra is always there to greet us with a smile. We really feel secure with our transactions when working with her, and know she has everything taken care of. With the constant turnover at that branch its reassuring to see a familiar, friendly face that we have come to know and trust. Thanks Amra! The Boofers

    Angela Boofer Avatar Angela Boofer
    February 19, 2023

    The employees are always sweet, friendly and helpful and they are usually playing pretty decent music. I've never felt more comfortable in a bank. Highly recommended.

    Emily Brown Avatar Emily Brown
    December 14, 2018

Mission & Values

We understand that confidence must be earned and we strive to do just that. We provide you, our members, personal service, convenience and competitive financial programs.

The Credit Union Movement was founded on the principles of democracy and a philosophy of “not for profit, not for charity, but for service.” For over 75 years we have helped our members reach their financial goals by providing fairly priced and user-friendly services. The pursuit of affordable financial services is something we’ve built our reputation on!

Board of Directors

One of the important credit union differences between a credit union and a bank is that we operate under the general direction of a volunteer board of directors as opposed to paid board members at a bank. Our volunteer officials contribute their time and talent to help guide the credit union’s strategic planning and oversee the general operations on behalf of our members.

Board of Directors:

Benjamin Hegvik, Chairman
Jennifer Wiscons-Miller, Vice-Chairman
Larry Markos, Secretary & Treasurer
Gary Rottler, Director
William Molstad, Director
Robert Haul, Director
Marshall Watkins, Jr., Director
Larry Powell, Associate Director
Larry Conley, Associate Director

Supervisory Committee Members:

Dan Boyer, Supervisory Committee Chairman
Jill Greene
Anthony Brown

Senior Management:

Tim Stephens, CEO
Sean Chambers, COO
Ken Bellamy, CFO
Debbie Smith, AVP of Internal Controls and Compliance
Frank Evans, Vice President of Human Resources

The duties and responsibilities of the Board of Directors are based on the credit union’s bylaws, state statutes and state & federal lending laws and regulations. The board is responsible for maintaining the general direction and control of the credit union. These responsibilities include but are not limited to:

  • Approval of policies that guide the affairs of the credit union
  • Planning for the current and future needs of the members
  • Approval of the annual operating budget
  • Appointment of committee members including Supervisory and Nominating Committees
  • Election of table officers including board chairman, vice chair, treasurer and secretary
  • Ensuring the use of sound business practices
  • Maintain the financial stability of the credit union

The goal in the selection of board members is to maintain diversity so that there is a broad representation of the membership. Members seeking a volunteer position may seek nomination by completing a volunteer application and submitting it to the Nominating Committee.

Elected and appointed Alliance officials must agree to complete appropriate courses in CUNA’s Volunteer Leadership Program. This continuing education is available to ensure that officials have the training necessary to:

  • Offer sound financial and strategic guidance
  • Understand the regulatory and operational environment in which the credit union works
  • Work effectively with other officials and management

Volunteering Opportunities

If you or someone you know is interested in volunteering to serve Alliance, please contact us at: talktous@alliancecu.com

Read about our Account Agreement