About Us

Who We Are

Alliance Credit Union is your local, not-for-profit financial cooperative. Originally chartered in 1948 to serve the financial interests of Emerson Electric Co. employees, today’s Alliance Credit Union serves communities throughout Greater St. Louis.  Our not-for-profit status means we can provide you lower loan rates and higher returns on savings accounts. We invest our profits back into the credit union- profits are not divided up by outside stockholders. We will provide you with personal service, convenience and competitive financial solutions from a professional staff.

Mission & Values

We understand that confidence must be earned and we strive to do just that. We provide you, our members, personal service, convenience and competitive financial programs.

The Credit Union Movement was founded on the principles of democracy and a philosophy of “not for profit, not for charity, but for service.” For over 75 years we have helped our members reach their financial goals by providing fairly priced and user-friendly services. The pursuit of affordable financial services is something we’ve built our reputation on!

Board of Directors

One of the important credit union differences between a credit union and a bank is that we operate under the general direction of a volunteer board of directors as opposed to paid board members at a bank. Our volunteer officials contribute their time and talent to help guide the credit union’s strategic planning and oversee the general operations on behalf of our members.

Board of Directors:

Benjamin Hegvik, Chairman
Jennifer Wiscons-Miller, Vice-Chairman
Larry Markos, Secretary & Treasurer
Gary Rottler, Director
William Molstad, Director
Robert Haul, Director
Marshall Watkins, Jr., Director
Larry Powell, Associate Director
Larry Conley, Associate Director

Supervisory Committee Members:

Dan Boyer, Supervisory Committee Chairman
Jill Greene
Anthony Brown

Senior Management:

Tim Stephens, CEO
Sean Chambers, COO
Ken Bellamy, CFO
Debbie Smith, AVP of Internal Controls and Compliance
Frank Evans, Vice President of Human Resources

The duties and responsibilities of the Board of Directors are based on the credit union’s bylaws, state statutes and state & federal lending laws and regulations. The board is responsible for maintaining the general direction and control of the credit union. These responsibilities include but are not limited to:

• Approval of policies that guide the affairs of the credit union
• Planning for the current and future needs of the members
• Approval of the annual operating budget
• Appointment of committee members including Supervisory and Nominating Committees
• Election of table officers including board chairman, vice chair, treasurer and secretary
• Ensuring the use of sound business practices
• Maintain the financial stability of the credit union

The goal in the selection of board members is to maintain diversity so that there is a broad representation of the membership. Members seeking a volunteer position may seek nomination by completing a volunteer application and submitting it to the Nominating Committee.

Elected and appointed Alliance officials must agree to complete appropriate courses in CUNA’s Volunteer Leadership Program. This continuing education is available to ensure that officials have the training necessary to:

• Offer sound financial and strategic guidance
• Understand the regulatory and operational environment in which the credit union works
• Work effectively with other officials and management

Volunteering Opportunities

If you or someone you know is interested in volunteering to serve Alliance, please contact us at: talktous@alliancecu.com

Read about our Account Agreement