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Privacy Policy

2017 Privacy Policy

Facts

What does Alliance Credit Union do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Account Balances
  • Payment History
  • Credit History
  • Transaction History
  • Checking Account Information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information; the reasons Alliance Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes Alliance Credit Union share?Can you limit this sharing?
For our everyday business purposes – Such as to process your transaction , maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes – To offer our products and services to youYesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes – Information about your transactions and experiencesNoWe Don’t Share
For our affiliates' everyday business purposes – Information about your creditworthinessNoWe Don’t Share
For nonaffiliates to market to youNoWe Don’t Share

Questions?

Call 636.343.7005 ext. 2000 or go to www.alliancecu.com

Who we are

Who is providing this notice?

Alliance Credit Union

What we do

How does Alliance Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Alliance Credit Union Collect my personal information?

We collect your personal information, for example when you

  • Open an account
  • Make deposits & withdrawals from your account
  • Pay your bills
  • Apply for a loan
  • Provide your mortgage information
  • Use your credit or debit card

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional right to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Alliance Credit Union has no Affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial or nonfinancial companies.

Joint marketing

Companies not related by common ownership or control. They can be financial or nonfinancial companies.

  • Joint marketers we share with include authorized insurance companies and an authorized credit card company.