From paying for groceries or gas to getting money at the ATM for dinner and a movie, Alliance’s personal checking options can help. All of our accounts offer you 24/7 access to your funds, free online banking and bill pay and much more. Courtesy Pay is also available on all checking accounts in good standing.
• Easily switch your checking account today with ClickSWITCH!
• Enroll in Courtesy Pay today!
Best Interest Checking
Alliance Credit Union has great news for members that want to earn higher interest on their account. Our new Best Interest Checking account will allow you to earn 1.75% APY* monthly on the first $10,000 by meeting four simple criteria that you may already be doing.
Here’s Your Monthly Qualifications:
• Have at least 25 debt card transactions post and settle
• Have at least one direct deposit post and settle
• Utilize Bill Pay monthly
• Enroll in e-statements
What if I do not qualify that month?
This account simply defaults to a free checking account that earns 0.15% APY interest with no monthly fees or minimum balance requirements. You can always get right back earning 1.75% APY the next month you qualify.
| If your daily balance is between: | your interest rate will be: | with an APY of: |
|---|---|---|
| $0.00 - $10,000 | 1.75% | 1.75% |
| $10,001 - $100,000+ | 0.15% | 0.15% |
Additional Account Benefits:
• Receive .25% off new consumer loans
• Receive a $200 Lender Credit towards first mortgage closing costs
Please review our Best Interest Checking account disclosure.
Free Checking
Alliance’s Free Checking Account does everything you need and also saves you time and money!
Why it’s called Free Checking:
- FREE of minimum balance requirements so none of your money is tied up
- FREE of monthly service fees!
- Unlimited FREE check writing
- FREE Online Banking and Bill Pay
- FREE E-Statements
- Free Mobile Banking with iPhone & Android apps. Mobile Check Deposit included!
- FREE Visa Debit Card for qualified members
- Surcharge-Free ATM access at more than 28,000 CO-OP ATMs
CU Succeed Teen Checking (16+ with parent/guardian)
CU Succeed is a program designed to help teens gain valuable understanding of financial management through practical, hands-on experience. CU Succeed can help teenagers succeed in finances and life.
With a CU Succeed Checking Account from Alliance, you will be able to have your own checks and start learning how to balance a checkbook. This account has many FREE and EASY features…
- FREE of minimum balance requirements so none of your money is tied up
- FREE of monthly service fees!
- FREE Virtual Branch & Online BillPay (Once you try it you’ll never go back!)
- FREE Visa Debit Card for qualified members (16+ w/parent or guardian)
- FREE first box of checks!
- FREE Mobile Banking
- FREE Electronic Statements
- .50% APR* discount on first car loan!
- .50% APR* discount on a computer loan!
- Surcharge-free access to more than 28,000 CO-OP ATMs
*APR= Annual Percentage Rate. For qualified members. Age restrictions may apply. May require co-signer.
FreshStart Checking
Get a second chance with our FreshStart Checking account…
FreshStart Checking is a “second-chance” checking account designed for members who have had difficulties with past checking accounts and have been placed on Public Records.
- No Minimum Balance Requirement
- $10 monthly account fee can be reduced to $5 with active Direct Deposit or Payroll Deduction
- $5.00 Minimum Opening Deposit
- Surcharge-free ATM access at more than 28,000 CO-OP ATMs
- Free Online Banking
- Free Online Bill Pay
Additional Checking Services:
- Easily switch your checking account today with ClickSWITCH!
- Visa Debit Card
- Instant Issue Debit Cards are now available!
- Tel-A-Connect: Telephone Banking
- Overdraft Options / Courtesy Pay
- ATM Access
- Reorder Checks
- Savings Calculator
- Budget Calculator
To open an account, stop by one of our many conveniently located branches. Minimum to open account is just $5. See branch for additional terms and conditions.
Federally-Insured by the NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U. S. Government Agency. Individual Retirement Accounts (IRAs) are insured separately to $250,000 by the NCUA.
