Our Checking Accounts
From paying for groceries or gas to getting money at the ATM for dinner and a movie, Alliance’s personal checking options can help. All of our accounts offer you 24/7 access to your funds, free online banking and bill pay and much more. Courtesy Pay is also available on all checking accounts in good standing.
| Free Checking Account | Best Interest Checking Account | GenFree Checking Account | |
|---|---|---|---|
| Minimum to Open | $5 | $5 | $5 |
| Interest Earning? | No | $0–$10,000: 3.01% interest rate (3.01 APY) $10,001–$100,000+: 0.15% (0.15% APY) | No |
| Monthly Fee? | No | No | No |
| Check Writing Limits? | No | No | No |
| ATM Card? | Yes (for qualified members) | Yes (for qualified members) | Yes (for qualified members) |
| Online Banking? | Yes | Yes | Yes |
| Mobile Banking? | Yes | Yes | Yes |
| E-Statements? | Yes | Yes | Yes |
| Online Bill Pay? | Yes | Yes | Yes |
| Requirements? | No | Have at least 25 debit card transactions post & settle, have at least one direct deposit post & settle, pay three bills with Bill Pay or recurring ACH (combined) per month & enroll in e-statements | Must be 13+ (with parent/guardian). Please bring a student ID or the minor’s Social Security card. |
| Additional Benefits | Receive 0.25% off new consumer loans with direct deposit | Receive 0.25% off new consumer loans with direct deposit Receive a $200 lender credit towards first mortgage closing costsFull Account Disclosure | ATM refunds up to $20 per month. Available in February! Free first box of checks Receive 0.25% off new consumer loans with direct deposit0.50% APR* discount on first car loan |
*APR = Annual Percentage Rate. For qualified members. Age restrictions may apply. May require a co-signer.
Additional Checking Services
- Visa Debit Card
- Instant Issue Debit Cards
- Tel-A-Connect: Telephone Banking
- Courtesy Pay
- ATM Access
- Reorder Checks
- Savings Calculator
- Budget Calculator
Make the Switch Today!
To open an account, stop by one of our many conveniently located branches, Email or live chat during normal business hours. Minimum to open account is just $5. Membership is open to those that live or work in Greater St. Louis!
Federally-Insured by the NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U. S. Government Agency. Individual Retirement Accounts (IRAs) are insured separately to $250,000 by the NCUA.