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Current Loan Rates

All loan rates disclosed as Annual Percentage Rate (APR) Rates subject to change. Best rates quoted. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Your rate may vary based on your credit profile and payment election.

Apply in person at any branch, by phone (636) 343-7005, option 0 or online.

Vehicle Loan Rates

TermNew Vehicle APR (as Low as) Used Vehicle APR (as Low as)
1-36 Months2.49%2.49%
37-48 Months2.49%2.49%
49-60 Months2.49%2.49%
61-72 Months2.99%2.99%
73-84 Months3.99%Not Available

*Rates subject to change daily. Alliance will finance up to 100% NADA Retail Value

New Motorcycle, ATV & Jet Ski Loan Rates

TermNew Vehicle APR (as Low as)Used Vehicle APR (as Low as)
1-36 Months4.50%4.99%
37-48 Months4.50%5.25%
49-60 Months4.50%5.99%
61-72 Months5.25%6.50%

*Rates subject to change daily. Alliance will finance up to 100% NADA Retail Value

New RVs And Boat Loan Rates

TermNew Vehicle APR (as Low as)Used Vehicle APR (as Low as)
1-60 Months4.50%4.75%
61-72 Months4.99%5.24%
73-84 Months5.50%5.75%
85-120 Months6.75%6.75%
121-144 Months6.75%6.75%
6.75%
145-180 Months
6.75%6.75%

*Rates subject to change daily. Alliance will finance up to 100% NADA Retail Value

Classic Automobile Rates

Classic Car Rates (as Low as)60 Months72 Months
"A" Prime + 3.00%5.25%5.75%
"B" Prime + 3.00%5.75%6.25
"C" Prime + 5.00%6.75% N/A

Personal Loan Rates

TermAPR (as Low as)
Up to 60 Months8.99%

Up to $10,000 with repayment terms up to 60 months

Personal Line Of Credit Loan Rates

TermAPR (as Low as)
Revolving Credit Terms9.99%

Up to $10,000 with repayment terms up to 60 months

Savings Or CD Secured Loan Rates

TermAPR (as Low as)
Up to 120 Months Based upon Amount Borrowed3% over

Pledge your savings or certificate of deposit as security with the following rates and terms!

  • The rate on your loan will adjust to stay at 3% over the savings rate.
  • Loan terms may not exceed the CD maturity date but can be amortized for a longer term with a final balloon payment at maturity.

Stock Secured Loan Rates

TermAPR (as Low as)
Up to 120 Months Based upon Amount Borrowed6.25%

Stocks that the Credit Union will take as collateral include: Emerson, ESCO Electronics, Engineered Support Systems, Daimler-Chrysler Corp., Ford Motor Co., General Motors Corp., and Hussmann

  • Maximum Amount Financed: 70% of the Stock's market value
  • All stock owner(s) must sign the Security Agreement and Stock Power Form
  • Stock certificate(s) will be kept safe by Alliance Credit Union.