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Current Savings and Investment Interest Rates

Through May 27, 2017

Click to learn about our Rate Bump CDs!
You get a rate bump PLUS 10 more basis points on our 60-month CDs

Certificates Of Deposit & IRA CDs

Certificate TermInterest RateAnnual Percentage Yield (APY)Money Market & IRA Yield (minimum certificate amount)
3 Months0.31%0.31%$1,000
6 Months0.46%0.46%$1,000
7 Months0.47%0.47%$1,000
9 Months0.51%0.51%$1,000
12 Months0.66%0.66%$1,000
Youth 12 Month CD (ages 0-19)0.66%0.66%$250
15 Months0.70%0.70%$1,000
18 Months0.76%0.76%$1,000
24 Months1.01%1.01%$1,000
36 Months1.36%1.36%$1,000
36 Months Rate Bump1.26%1.26%$1,000
37 Months1.36%1.36%$1,000
48 Months1.75%1.76%$1,000
48 Months Rate Bump1.65%1.66%$1,000
60 Months2.00%2.01%$1,000
60 Months Rate Bump1.90%1.91%$1,000

The interest rate for your account will be paid until the maturity date of your certificate. Interest is compounded quarterly and will be credited quarterly. This account will automatically renew at maturity. You will have ten (10) calendar days from the maturity date to withdraw your funds without being charged a penalty. If any of the deposit is withdrawn before the maturity date, a penalty will be imposed.

8 Month Super Saver CD

Certificate TermInterest RateAnnual Percentage Yield (APY)Minimum Certificate Amount
8 Months0.39%0.39%$1,000

Our unique 8 Month Super Saver CD allows members to continue saving while earning certificate rates. Members must establish a transfer of $50 (or more) monthly to this certificate of deposit. If any of the deposit is withdrawn before the maturity date, a penalty will be imposed. When opened with a Coindexter account, a $50 opening minimum balance with a $5 minimum monthly transfer is required.

Through May 2017

IRA Account

if Average Daily Balance for the month is:But Less Than:The Interest Rate Paid on the entire balance in your account will be:With an Annual Percentage Yield of:
$100$5,0000.40%0.40%
$5,000$25,0000.45%0.45%
$25,000$50,0000.50%0.50%
$50,000$75,0000.60%0.60%
$75,000$100,0000.70%0.70%
$100,000N/A.95%.95%

The minimum balance required to open this account is $100. At our discretion, we may change the interest rate on your account on any day; however, your interest rate will not be lower than the interest rates above for the current month.

Best Interest Checking

If your daily balance is between:your interest rate will be:with an APY of:
$0.00 - $10,0001.75%1.75%
$10,001 - $100,000+0.15%0.15%

Alliance Credit Union has great news for members that want to earn higher interest on their account. Our new Best Interest Checking account will allow you to earn 1.75% APY* monthly on the first $10,000 by meeting four simple criteria that you may already be doing. Here’s Your Monthly Qualifications: • Have at least 25 debt card transactions post and settle • Have at least one direct deposit post and settle • Utilize Bill Pay monthly • Enroll in e-statements

Daily Investment Fund

if Average Daily Balance for the month is:But Less Than:The Interest Rate Paid on the entire balance in your account will be:With an Annual Percentage Yield of:
$2,500$10,0000.21%0.21%
$10,000$25,0000.26%0.26%
$25,000$50,0000.31%0.31%
$50,000$75,0000.41%0.41%
$75,000$100,0000.42%0.42%
$100,000N/A0.43%0.43%

This high-yielding federally-insured money market account offers limited check writing abilities (up to three during any statement period). The minimum balance required to open this account is $2,500. At our discretion, we may change the interest rate on your account on any day; however, your interest rate will not be lower than the interest rates above for the current month.

Savings Account

if Average Daily Balance for the month is:But Less Than:The Interest Rate Paid on the entire balance in your account will be:With an Annual Percentage Yield of:
$100$1,0000.16%0.16%
$1,000$10,0000.21%0.21%
$10,000and greater0.26%0.26%

The minimum balance required to open this account is $5, the par value of one share, which establishes your membership at Alliance CU.

Holiday / Vacation Club

Interest rates are the same as the SAVINGS ACCOUNT (above). The minimum balance required to open this account is only $5. Members may make one withdrawal from their holiday or vacation club account anytime during any month without incurring a fee.

Unless otherwise noted, interest rates and annual percentage yields may change on your account monthly. A complete list of account fees and disclosures is available on request.

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