MyPic Debit Card Terms and Conditions

MyPic Debit Card Terms and Conditions

Please note that your current card will be disabled when you activate your new card. The Alliance Credit Union MyPic Debit Card (“Card”) is subject to these Terms and Conditions (Terms). Additional general terms and conditions apply to your Card as outlined in your Deposit Account Terms and Conditions. If these Terms conflict in any way with your Deposit Account Terms and Conditions, these Terms control. The Card is available to current members with a personal checking account. If this application is accepted and a Card is issued, by using or permitting another to use the Card, you will be bound by the terms and conditions of the Electronic Fund Transfers Disclosure provided with your Account Disclosures. Your Card will function like a regular debit card and will be accepted wherever VISA debit transactions are accepted.

By requesting a Card and submitting an image of your choice, you warrant to Alliance Credit Union that: (i) you are the owner of the image (i.e. the image was taken by you) or you have obtained express consent from the image’s owner to use the image on your Card; (ii) you have obtained express consent from any person whose image you use on your Card; and (iii) use of the image by Alliance Credit Union will not infringe any other person’s rights, including intellectual property rights, in the image. You (or you have obtained consent from the image&s owner) grant to Alliance Credit Union a perpetual, non-transferable, non-exclusive, royalty-free, world-wide, irrevocable license to use the image and the data you provide to Alliance Credit Union for the purpose of providing your Card. You agree to indemnify, defend and hold harmless Alliance Credit Union , its successors and assigns, against any claims, damages, losses, costs, expenses (including attorney’s fees) incurred by or asserted against Alliance Credit Union caused directly or indirectly by the use of this service or as a result of the image being used on and reproduced on your Card, or arising out of or as a result of Alliance Credit Union storing, modifying, copying or using the image. Alliance Credit Union’s liability hereunder is limited to refunding the fee associated with the issuance of the Card and Alliance Credit Union is not liable to you for any loss, claim or expense whatsoever in relation to any action by Alliance Credit Union permitted under these Terms. Alliance Credit Union is not responsible for image quality including but not limited to poor-quality images or images poorly positioned on the Card.

Alliance Credit Union reserves the right to add to or modify these Terms and to terminate the Card program or Card issued to you, at any time, in its sole discretion.

Alliance Credit Union reserves the right to reject any image (includes a photograph) submitted or to refuse to issue you a Card, in our sole and absolute discretion. You may not submit images that are unacceptable, including, but not limited to, the following examples:

  • Political statements
  • Advertising, promotional text, slogans, copyrighted or trademarked material
  • Phone numbers, URLs
  • Brand names or branded products
  • Celebrities, athletes, musicians, public figure, etc.
  • MasterCard, American Express, Discover or any other payment brand references
  • References to any VISA sponsorship property, such as the Olympics or NASCAR
  • Socially unacceptable groups
  • Provocative or sexual content
  • Profanity, obscenities or nudity
  • Violence, firearms, weapons, or ammunition
  • Alcohol or tobacco
  • Any content that might result in problems at point of sale or interfere with security features of the card
  • Any content that might infringe, denigrate or dilute the VISA brand or its member financial institutions

There is a $9.95 fee for each new Card. There is also a $9.95 fee for each updated image on replacement Cards. There is no fee for a renewal Card. The fee will be deducted from your checking account when you order your Card. If you do not have enough funds to cover the fee(s), your Card request will not be processed. If you currently have an ATM or debit card, your new Card will replace your existing ATM/debit. You agree to destroy your old ATM or debit card upon receipt of your new Card. You agree to hold Alliance Credit Union harmless for any loss incurred as a result of NOT destroying your old card.

If you have not advised Alliance Credit Union within 60 days of the renewal date noted on your Card that you wish to submit a new image for your Card, Alliance Credit Union will renew your existing Card with the same image.

Learn More about Debit Cards

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