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About Us

Who We Are

Alliance Credit Union is your local, not-for-profit financial cooperative. Originally chartered in 1948 to serve the financial interests of Emerson Electric Co. employees, today’s Alliance Credit Union serves communities throughout Greater St. Louis.  Our not-for-profit status means we can provide you lower loan rates and higher returns on savings accounts. We invest our profits back into the credit union- profits are not divided up by outside stockholders. We will provide you with personal service, convenience and competitive financial solutions from a professional staff.

  • I can definitely say that going through Alliance Credit Union for my small business loan was a superb decision. I live in the city but went out to their main branch in Fenton to start the loan process and that was the only time I had to go out there because the branch on Hampton definitely showed what it's like to be a team player they showed commitment respect for my time and really the enthusiasm that is lacking in many businesses today I will always support Credit Unions as they support the community so if you are looking to start a small business or a local business contact Alliance Credit Union

    Rich's Landscape Design & Lawn Care Avatar Rich's Landscape Design & Lawn Care
    March 2, 2020

    Opened up a new account at Alliance-for the first time in 30 years. Melissa did a great job walking us through the details and signing us up! Excellent rates on CDs and friendly knowldgeable staff! Thank you again Melissa!

    Brady Ryan Avatar Brady Ryan
    February 12, 2024
  • I've been a member for over 25 years, They have all my loans and they are very service oriented. I find them extremely friendly and very personable. While other institutions are changing names and banking policies, Alliance has been the one constant thing in my financial life. Member for life.

    Roger Smith Avatar Roger Smith
    February 19, 2021

    I have been doing business with them for over 30+ years.Always courteous,and patient with me.I have always felt satisfied and a " homey" atmosphere adds to the comfortable feeling.

    A Google User Avatar A Google User
    August 2, 2022
  • Bank

    *-çøøkįę bįšçįt-* Avatar *-çøøkįę bįšçįt-*
    February 19, 2021

    The customer service and assistance provide by Ms. Tracey Robinson was 10 out of 10. We had been trying to secure this refinance and resolve another issue but she helped us get it done. We are impressed by her knowledge and easy of communication. Hats off to her she is an asset at your business.

    Ann Strong Avatar Ann Strong
    February 19, 2021
  • Alliance Credit Union has been where I bank for many years and I have always felt like a valued member. I am so dedicated to being an Alliance Credit Union member that when I relocated out of state, it’s still where I do all my banking. I don’t plan on leaving Alliance Credit Union.

    Valarie Jackson Avatar Valarie Jackson
    February 19, 2021

    I must say that this Hampton location is very helpful and on their toes at all times. Everytime I come into the branch everyone is always on queen and ready to get me in and out it be hard to pick who I want to go to lol. Shout out to the manager she be on it everytime I come into the branch and always have a pleasant smile and makes me feel welcomed everytime I come into the branch. We need more people like her that’s that black girl magic right there keep it up girl. And the tellers all of them are so very helpful and always have a smile on their face and cheerful at all times keep up the good work guys

    Bianca Avatar Bianca
    November 15, 2023
  • This is my CU's sister CU and every time I go here they are amazing! My CU is in Colorado and Alliance has been so great they have now become my bank in my hometown!!

    Tona Voorheis Avatar Tona Voorheis
    September 19, 2023

    Worked with Lyla at Alliance on changes to several accounts and it was an Outstanding experience. After completing those changes Lyla resolved several issues I had with the Alliance CU website and with the Elan website. I greatly appreciate all of Lyla’s help and highly recommend you contact her when you need help with your CU accounts.

    Warren Van Gorp Avatar Warren Van Gorp
    December 19, 2023

Mission & Values

We understand that confidence must be earned and we strive to do just that. We provide you, our members, personal service, convenience and competitive financial programs.

The Credit Union Movement was founded on the principles of democracy and a philosophy of “not for profit, not for charity, but for service.” For over 75 years we have helped our members reach their financial goals by providing fairly priced and user-friendly services. The pursuit of affordable financial services is something we’ve built our reputation on!

Board of Directors

One of the important credit union differences between a credit union and a bank is that we operate under the general direction of a volunteer board of directors as opposed to paid board members at a bank. Our volunteer officials contribute their time and talent to help guide the credit union’s strategic planning and oversee the general operations on behalf of our members.

Board of Directors:

Benjamin Hegvik, Chairman
Jennifer Wiscons-Miller, Vice-Chairman
Larry Markos, Secretary & Treasurer
Gary Rottler, Director
William Molstad, Director
Robert Haul, Director
Marshall Watkins, Jr., Director
Larry Powell, Associate Director
Larry Conley, Associate Director

Supervisory Committee Members:

Dan Boyer, Supervisory Committee Chairman
Jill Greene
Anthony Brown

Senior Management:

Tim Stephens, CEO
Austin Martens, AVP of Lending
Ken Bellamy, CFO
Debbie Smith, AVP of Internal Controls and Compliance
Kelli Prasuhn, VP of Human Resources

The duties and responsibilities of the Board of Directors are based on the credit union’s bylaws, state statutes and state & federal lending laws and regulations. The board is responsible for maintaining the general direction and control of the credit union. These responsibilities include but are not limited to:

  • Approval of policies that guide the affairs of the credit union
  • Planning for the current and future needs of the members
  • Approval of the annual operating budget
  • Appointment of committee members including Supervisory and Nominating Committees
  • Election of table officers including board chairman, vice chair, treasurer and secretary
  • Ensuring the use of sound business practices
  • Maintain the financial stability of the credit union

The goal in the selection of board members is to maintain diversity so that there is a broad representation of the membership. Members seeking a volunteer position may seek nomination by completing a volunteer application and submitting it to the Nominating Committee.

Elected and appointed Alliance officials must agree to complete appropriate courses in CUNA’s Volunteer Leadership Program. This continuing education is available to ensure that officials have the training necessary to:

  • Offer sound financial and strategic guidance
  • Understand the regulatory and operational environment in which the credit union works
  • Work effectively with other officials and management

Volunteering Opportunities

If you or someone you know is interested in volunteering to serve Alliance, please contact us at: talktous@alliancecu.com

Read about our Account Agreement