About Us

Who We Are

Alliance Credit Union is your local, not-for-profit financial cooperative. Originally chartered in 1948 to serve the financial interests of Emerson Electric Co. employees, today’s Alliance Credit Union serves communities throughout Greater St. Louis. Our not-for-profit status means we can provide you lower loan rates and higher returns on savings accounts. We invest our profits back into the credit union- profits are not divided up by outside stockholders. We will provide you with personal service, convenience and competitive financial solutions from a professional staff.

Always friendly and helpful when I go in as well as the drive thru. They're always professional and efficient. I'd recommend them to anyone.

Therese Reichardt
February 19, 2023

Very good service no complaints . I am just trying to retrieve my password

Omega Morris
April 19, 2023
Service is great.

Brandon Williams
February 19, 2016

I just opened a new account. Friendly staff and pleasant to be around. The only complaint I have had is when I attempted to cash my check and deposit some into my checking account. I was advised that it would be a two day hold but when I received my receipt it showed a 10 day hold and the funds were deposited into my savings account. I called to find out what was going on. Long story short, the teller wasn’t paying attention to my account and gave me the incorrect information. However I was then apologized to and was told the policy and explained why. I understood, just upset I wasn’t given a fair opportunity to make a decision which left me with no money. I’ve heard good things about this financial institution and hope that this will be just a one time mistake.

Cornelia Winder
February 19, 2019
Awesome!

Cara Meyer
November 23, 2021

Superb company. Sincere, friendly staff. Tremendously easy to open your accounts. Gorgeous facility inside and out. Best experience I've had, not only for banks, but for any business I've interacted with! 6 stars!

xamzax
February 19, 2020
I have been with Alliance Credit Union for more years than I care to reveal. I've always had a very personable experience. They (meaning their staff) have always been willing to help with any problems I may have had.

marc clifton
September 26, 2017

Friendly laid back comfortable professional environment

Chris Colburn
February 19, 2019
They were super helpful to me and offered suggestions on my poor underfunded CD - They were an asset to Alliance Credit Union.

Melba Hubbard
December 10, 2020

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February 19, 2021

Mission & Values

We understand that confidence must be earned and we strive to do just that. We provide you, our members, personal service, convenience and competitive financial programs.

The Credit Union Movement was founded on the principles of democracy and a philosophy of “not for profit, not for charity, but for service.” For over 75 years we have helped our members reach their financial goals by providing fairly priced and user-friendly services. The pursuit of affordable financial services is something we’ve built our reputation on!

Board of Directors

One of the important credit union differences between a credit union and a bank is that we operate under the general direction of a volunteer board of directors as opposed to paid board members at a bank. Our volunteer officials contribute their time and talent to help guide the credit union’s strategic planning and oversee the general operations on behalf of our members.

Board of Directors:

Benjamin Hegvik, Chairman
Jennifer Wiscons-Miller, Vice-Chairman
Larry Markos, Secretary & Treasurer
Gary Rottler, Director
William Molstad, Director
Robert Haul, Director
Marshall Watkins, Jr., Director
Larry Powell, Associate Director
Larry Conley, Associate Director

Supervisory Committee Members:

Dan Boyer, Supervisory Committee Chairman
Jill Greene
Anthony Brown

Senior Management:

Tim Stephens, CEO
Sean Chambers, COO
Ken Bellamy, CFO
Debbie Smith, AVP of Internal Controls and Compliance
Frank Evans, Vice President of Human Resources

The duties and responsibilities of the Board of Directors are based on the credit union’s bylaws, state statutes and state & federal lending laws and regulations. The board is responsible for maintaining the general direction and control of the credit union. These responsibilities include but are not limited to:

Approval of policies that guide the affairs of the credit union
Planning for the current and future needs of the members
Approval of the annual operating budget
Appointment of committee members including Supervisory and Nominating Committees
Election of table officers including board chairman, vice chair, treasurer and secretary
Ensuring the use of sound business practices
Maintain the financial stability of the credit union

The goal in the selection of board members is to maintain diversity so that there is a broad representation of the membership. Members seeking a volunteer position may seek nomination by completing a volunteer application and submitting it to the Nominating Committee.

Elected and appointed Alliance officials must agree to complete appropriate courses in CUNA’s Volunteer Leadership Program. This continuing education is available to ensure that officials have the training necessary to:

Offer sound financial and strategic guidance
Understand the regulatory and operational environment in which the credit union works
Work effectively with other officials and management

Volunteering Opportunities

If you or someone you know is interested in volunteering to serve Alliance, please contact us at: talktous@alliancecu.com