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About Us

Who We Are

Alliance Credit Union is your local, not-for-profit financial cooperative. Originally chartered in 1948 to serve the financial interests of Emerson Electric Co. employees, today’s Alliance Credit Union serves communities throughout Greater St. Louis.  Our not-for-profit status means we can provide you lower loan rates and higher returns on savings accounts. We invest our profits back into the credit union- profits are not divided up by outside stockholders. We will provide you with personal service, convenience and competitive financial solutions from a professional staff.

  • I have been doing business with them for over 30+ years.Always courteous,and patient with me.I have always felt satisfied and a " homey" atmosphere adds to the comfortable feeling.

    A Google User Avatar A Google User
    August 2, 2022

    Service is always great!

    jimmie cottrell Avatar jimmie cottrell
    September 19, 2023
  • I have been a member of this credit union since I was 2 years old when my parents opened an account for me. They have always been more helpful the any major bank. We went from Sts Peter and Paul credit union, to St. Anthony credit union, to 1st city credit union and then merging into Alliance credit union. However, today when I went into to learn more about a mortgage the teller was not able to answer any of my questions letting me know that I could look into up online (which I already did) and referred me to the mortgage department.

    Sarah Effler Avatar Sarah Effler
    August 3, 2019

    I can definitely say that going through Alliance Credit Union for my small business loan was a superb decision. I live in the city but went out to their main branch in Fenton to start the loan process and that was the only time I had to go out there because the branch on Hampton definitely showed what it's like to be a team player they showed commitment respect for my time and really the enthusiasm that is lacking in many businesses today I will always support Credit Unions as they support the community so if you are looking to start a small business or a local business contact Alliance Credit Union

    Rich's Landscape Design & Lawn Care Avatar Rich's Landscape Design & Lawn Care
    March 2, 2020
  • They were super helpful to me and offered suggestions on my poor underfunded CD - They were an asset to Alliance Credit Union.

    Melba Hubbard Avatar Melba Hubbard
    December 10, 2020

    Worked with Lyla at Alliance on changes to several accounts and it was an Outstanding experience. After completing those changes Lyla resolved several issues I had with the Alliance CU website and with the Elan website. I greatly appreciate all of Lyla’s help and highly recommend you contact her when you need help with your CU accounts.

    Warren Van Gorp Avatar Warren Van Gorp
    December 19, 2023
  • Great customer service

    Alishia Hawkins Avatar Alishia Hawkins
    February 19, 2020

    Always friendly and helpful when I go in as well as the drive thru. They're always professional and efficient. I'd recommend them to anyone.

    Therese Reichardt Avatar Therese Reichardt
    February 19, 2023
  • This is my CU's sister CU and every time I go here they are amazing! My CU is in Colorado and Alliance has been so great they have now become my bank in my hometown!!

    Tona Voorheis Avatar Tona Voorheis
    September 19, 2023

    Called to apply for an loan took about 15ish mins . Megan got me approved fast!

    Abby W Avatar Abby W
    February 19, 2023

Mission & Values

We understand that confidence must be earned and we strive to do just that. We provide you, our members, personal service, convenience and competitive financial programs.

The Credit Union Movement was founded on the principles of democracy and a philosophy of “not for profit, not for charity, but for service.” For over 75 years we have helped our members reach their financial goals by providing fairly priced and user-friendly services. The pursuit of affordable financial services is something we’ve built our reputation on!

Board of Directors

One of the important credit union differences between a credit union and a bank is that we operate under the general direction of a volunteer board of directors as opposed to paid board members at a bank. Our volunteer officials contribute their time and talent to help guide the credit union’s strategic planning and oversee the general operations on behalf of our members.

Board of Directors:

Benjamin Hegvik, Chairman
Jennifer Wiscons-Miller, Vice-Chairman
Larry Markos, Secretary & Treasurer
Gary Rottler, Director
William Molstad, Director
Robert Haul, Director
Marshall Watkins, Jr., Director
Larry Powell, Associate Director
Larry Conley, Associate Director

Supervisory Committee Members:

Dan Boyer, Supervisory Committee Chairman
Jill Greene
Anthony Brown

Senior Management:

Tim Stephens, CEO
Sean Chambers, COO
Ken Bellamy, CFO
Debbie Smith, AVP of Internal Controls and Compliance
Frank Evans, Vice President of Human Resources

The duties and responsibilities of the Board of Directors are based on the credit union’s bylaws, state statutes and state & federal lending laws and regulations. The board is responsible for maintaining the general direction and control of the credit union. These responsibilities include but are not limited to:

  • Approval of policies that guide the affairs of the credit union
  • Planning for the current and future needs of the members
  • Approval of the annual operating budget
  • Appointment of committee members including Supervisory and Nominating Committees
  • Election of table officers including board chairman, vice chair, treasurer and secretary
  • Ensuring the use of sound business practices
  • Maintain the financial stability of the credit union

The goal in the selection of board members is to maintain diversity so that there is a broad representation of the membership. Members seeking a volunteer position may seek nomination by completing a volunteer application and submitting it to the Nominating Committee.

Elected and appointed Alliance officials must agree to complete appropriate courses in CUNA’s Volunteer Leadership Program. This continuing education is available to ensure that officials have the training necessary to:

  • Offer sound financial and strategic guidance
  • Understand the regulatory and operational environment in which the credit union works
  • Work effectively with other officials and management

Volunteering Opportunities

If you or someone you know is interested in volunteering to serve Alliance, please contact us at: talktous@alliancecu.com

Read about our Account Agreement